financial planning
Imagine earning a finance degree that costs less than a weekend getaway, yet equips you with the same credentials that power Wall Street. In 2024, Rowan University’s $10 million scholarship initiative makes that scenario a reality for more than 1,200 high-school graduates each year. Below, I break down
financial planning
Financial Disclaimer: This article is for educational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making investment decisions. Why High-Net-Worth Retirees Must Rethink Traditional RMD Strategies When a $2 million-plus IRA reaches age 73, the IRS forces a withdrawal of roughly $73,000 -
financial planning
When midsize manufacturers start budgeting for 2026, the question of which ERP platform delivers both functionality and financial predictability looms large. Sage 300cloud, the veteran cloud-ERP from a long-standing accounting software maker, has long been a contender, but its pricing structure remains a puzzle for CFOs and IT leaders alike.
financial planning
Hook: When a South Jersey student weighs a $30,000 tuition bill against a potential six-figure salary, the calculus is simple: every dollar must earn a return. The Certified Financial Planner (CFP) credential promises that payoff, but the market rarely delivers a textbook answer. This guide cuts through hype, quantifies
financial planning
Hook: A 2023 IRS analysis revealed that 38% of freelancers over-pay taxes each year because they miss just one deductible expense. If you’re navigating the gig economy, a handful of data-driven moves can shave hundreds - or even thousands - off your bill. Financial Disclaimer: This article is for
financial planning
Imagine stepping out of high school, clutching a scholarship, and sitting for the Certified Financial Planner exam before you’ve even earned your sophomore badge. In 2024, that fantasy became a reality for a select group of students at Rowan School of Financial Planning, thanks to a $10 million endowment
financial planning
Financial Disclaimer: This article is for educational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making investment decisions. The Hidden Price Tag Behind “Free” Spreadsheet Accounting Small firms often assume that spreadsheet accounting software comes at no cost, but hidden fees and integration hassles
financial planning
Financial Disclaimer: This article is for educational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making investment decisions. 1. What exactly is a fee-only financial advisor? A fee-only financial advisor receives payment exclusively from the client, either as a flat retainer, hourly rate, or
financial planning
Hook: In 2024 the gig economy accounts for more than 35% of U.S. private-sector labor, yet many freelancers leave up to 15% of their potential earnings on the table because they ignore the tax-planning playbook. Treat each deductible expense as a cash-flow lever, and the net effect is a
financial planning
Picture this: you’ve just wrapped up a marathon week of rideshare trips, freelance design projects, and side-hustle gigs, only to stare at a tax bill that feels like a punch to the gut. You’re not alone. In 2024 the IRS continues to flag a staggering share of independent
financial planning
First-time buyers can shield themselves from inflation and secure a better deal by locking in a fixed-rate mortgage, building an inflation-linked down-payment fund, targeting high-growth neighborhoods, using tax-advantaged accounts, and negotiating closing costs - exactly the steps Laurene Breitkreutz followed. Statistic: The CPI rose 3.2% YoY in 2023 while
financial planning
Financial Disclaimer: This article is for educational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making investment decisions. Hook: The Power of a Single Rollover Converting a $2 million 401(k) into a Roth IRA can reduce required minimum distributions (RMDs) by as much