overconcentration in 401k

As 401(k) balances swell, financial advisors warn of retirement planning pitfalls — Photo by olia danilevich on Pexels

Stop Overconcentration With Simple 401(k) Financial Planning

Stop Overconcentration With Simple 401(k) Financial Planning A 7% increase in the chance of losing a top-5% lifetime return occurs when more than half of your portfolio is concentrated in a single 401(k). To stop overconcentration, diversify across Roth IRA, brokerage, REIT trusts, and employ real-time analytics to